In Trade for personal debt aid, Chapter 13 filers pay back their discretionary income to creditors in a three- to five-yr repayment strategy. Unsecured debts, like credit cards, are negotiable. The judge will overview your income and repayment program and rule the amount you’ll ow

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Just as much as we would want to, we will not make a list that includes all dischargeable debts since bankruptcy legislation would not explain to us the debts you may discharge. Alternatively, the legislation tells us the debts you can't erase in bankruptcy, which we include in "Cha